The "Deep Freeze" Market Update

Описание: Welcome back to the show! We are kicking off Season 8 shivering in the studio because, let’s be honest, this is the coldest winter Rochester has seen in a decade. But while the temperatures are dropping, we’re looking at what's heating up (and cooling down) in the markets.

In Episode 117, we shake off the rust and dive into the "Kitchen Table" economics—what it actually costs to buy a gallon of milk or fill up your tank right now. Plus, we’re breaking down the new 2026 contribution limits and a specific "gotcha" in the Secure Act 2.0 that high earners need to know about immediately regarding their catch-up contributions.

Grab a coffee (or two), stay warm, and let’s get your money right for the year.

In this episode, we cover:

❄️ The Weather Report: Why this is the coldest winter in recent memory and how Electric Vehicles (EVs) are actually handling the sub-freezing temps (Spoiler: Range anxiety is real). 📈 Market Scorecard: YTD performance for the S&P 500, Dow, Russell 2000, and why International funds might finally be waking up. 🛒 Inflation Watch: The real cost of living check—Gas, Eggs, Milk, and Bread prices. 🏠 Rochester Real Estate: Average home prices, market trends, and an update on Governor Hochul’s gas stove ban for new builds. 💰 Retirement Alerts:

Secure Act 2.0: The new "Roth Catch-Up" rule for high earners (over $145k).

2026 Limits: New caps for IRAs and HSAs.

Insurance: Why your NY health insurance premium just jumped 15%.

Timestamps: 0:00 - Intro & The "Deep Freeze" 5:00 - Market Updates (S&P, Dow, Gold/Silver) 15:00 - The "Kitchen Table" Inflation Check 22:00 - Rochester Real Estate & NY News 30:00 - Secure Act 2.0 & Contribution Limits 38:00 - EVs in the Cold & Savings Tips

Disclaimer: This video is for entertainment and educational purposes only. I am laid back, but money is serious—always consult with your own financial advisor or tax professional before making big moves!

#Finance #Investing #RochesterNY #MarketUpdate #SecureAct #RetirementPlanning #Inflation #RealEstate #Podcast #Season8