Early Retirement Strategies | Rule of 55 vs. 72(t)
Автор: Will Hinder, EA
Загружено: 2025-10-03
Просмотров: 2978
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Retire Early with the IRS Rule of 55 vs 72(t) | Penalty-Free Withdrawals Explained
Have you ever dreamed of retiring in your 50s, but thought you couldn’t touch your retirement savings until age 59 ½ without penalties? The truth is, the IRS Rule of 55 may allow you to access your 401(k), 403(b), or TSP early — penalty free.
In this video, I’ll break down:
✅ What the Rule of 55 is
✅ How it works & common pitfalls
✅ How it compares to the 72(t) strategy for IRAs
✅ Real-life examples of how to use it for early retirement
If you want to learn how to make work optional and retire early, this video is for you!
📌 Related Video: • How to Retire Early at 50 (NO PENALTIES!) ...
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#EarlyRetirement #FinancialPlanning #TaxStrategy #401k #IRA #retirementplanning
⏱️ Timestamps
0:00 – Intro: Can you retire before 59 ½?
1:10 – What is the Rule of 55 and how does it work?
4:33 – 72(t) IRA strategy explained
7:15 – Pro tips for 72(t) withdrawals
8:06 – Step-by-step: How to execute these strategies
11:06 – Rule of 55 vs. 72(t): Which is right for you?
11:41 – Final thoughts
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