Golden Tax Window: 2025–2028 Retirement Moves You Can’t Miss!

Описание: The new tax law just opened a golden window of opportunity from 2025 to 2028 — but most retirees don’t know it yet. In this video, I break down the biggest tax planning opportunities created by the recently passed “One Big Beautiful Bill."

What you'll learn in this video:

Massive Senior Deduction (2025-2028): Discover the new $6,000 (single) / $12,000 (joint) deduction for seniors aged 65+, which could make most or all of your Social Security income tax-free! Learn the income phase-out limits.

The SALT Cap JUMPS to $40,000: If you itemize, especially in high-tax states, see how the increased State and Local Tax (SALT) deduction (up to $40,000) can save you thousands. (Note: Be aware of the marriage penalty and the unique high marginal tax rate zone for higher earners).

Strategic Planning Opportunities: Explore how this "Golden Tax Window" empowers moves like Roth conversions, realizing capital gains at lower rates, and optimizing your Social Security claiming strategy.

New Itemized Deductions & Credits: Get details on the new charitable contribution deduction for non-itemizers, qualified tips and overtime deductions, and the auto loan interest deduction for new vehicles.

Important Tripwires to Watch For: Learn about the repeal of popular clean energy credits (electric vehicles, solar panels, energy-efficient home improvements) and how to plan around them before they expire.

Estate Tax Exemption Permanently Higher: Big news for estate planning with the federal exemption now at $15 million per person, adjusted for inflation.

And more! Minor tax bracket adjustments, changes to casualty/wagering losses, and a look at the new 100% bonus depreciation for businesses.

This temporary tax landscape offers a unique chance to optimize your financial plan. Don't miss out on these critical "Retirement Moves" that could redefine your tax future!

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Scott Caufield, CFA, CPA is an investment advisor and the founder of Sophos Wealth Management, LLC. Sophos Wealth Management, LLC is a registered investment advisor in Woodinville, Washington. All content is for educational purposes and should not be considered financial advice. Please consult appropriate tax, legal, or financial professionals before making any financial decisions.