Credit Score Dropped After Pre-Approval? What It Means for Your Mortgage Approval
Автор: Brooke Alvarez, Home & Mortgage
Загружено: 2026-01-30
Просмотров: 7
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A credit score drop during the mortgage process can feel like a deal-breaker—but in many cases, it isn’t.
In this video, I break down why credit scores naturally fluctuate, what happens when lenders re-pull credit before closing, and which score tiers actually affect pricing and approval (620, 660, 680, 700, 720).
You’ll learn:
Why small credit score drops are common during pre-approval
Which credit changes matter vs. which ones don’t
What a score drop triggers
What lenders look for during the final credit check
Short-term strategies to stabilize your score
Common myths about hard pulls and soft pulls
If your score changed mid-process, there’s usually a clear next step. The key is understanding the timing, the tiers, and how underwriting really works—before you panic or make a costly move.
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