Your House is Now Worth £0. (The New 'Grade C' Law)

Описание: Is your home an EPC Band D or E? You might be sitting on a "Stranded Asset" that banks are refusing to mortgage.

In this urgent housing market warning, I investigate the "EPC Trap"—the government's drive to make all homes achieve a Grade C Energy Rating by 2030. Millions of homeowners are discovering that their Victorian and Edwardian properties are effectively "unsaleable" to mortgage buyers because lenders are de-risking their loan books to meet Net Zero targets.

⚠️ IN THIS VIDEO YOU WILL LEARN:

The Valuation Shock: Why banks are down-valuing older homes by 20% ("The Brown Discount").

The Rental Ban: Why landlords are dumping stock and crashing the market.

The "Damp" Crisis: How forced insulation is ruining solid-wall properties with mould and rot.

The Heat Pump Trap: Why installing a heat pump might actually lower your EPC score.

The Solutions: How to "hack" the RdSAP software with "Golden Upgrades" (Lighting & TRVs) and how to use the "Leasehold Exemption" to escape the fines legally.

👇 TIMESTAMPS & CHAPTERS 0:00 The Phone Call No Seller Wants: "Mortgage Rejected" 02:15 The Grade C Law: Why 15 Million Homes are Now "Sub-Standard" 04:30 The Mortgage Prisoner: Green Mortgages vs The "Refusal to Lend" 06:50 The Physical Trap: Why Insulation Causes Damp in Victorian Homes 09:10 The Heat Pump Paradox: Spending £12k to Lower Your Rating? 11:30 The Solution 1: "Golden Upgrades" (Hacking the Points System) 13:45 The Solution 2: The "Documentary Evidence" Dossier 16:00 The Solution 3: The Leasehold Exemption (Get Out of Jail Free) 18:00 Conclusion: How to Protect Your Asset Value

📉 UK HOUSING & LEGAL TOPICS:

EPC Ratings UK: Energy Performance Certificate rules 2030.

Net Zero Housing: The cost of retrofitting older homes.

UK Property Crash: The impact of the "Brown Discount".

Mortgage Rates 2026: Green mortgages and lending criteria.

Landlord Laws: MEES regulations and Section 21 abolition.

Home Renovation: External Wall Insulation (EWI) risks.

🔥 #UKHousing #EPCrating #NetZero #PropertyMarket #MortgageTips #HomeOwner #RealEstateUK #HousingCrisis #GreenEnergy