HOW TO OPEN SBI ANNUITY SCHEME ONLINE | SBI ANNUITY DEPOSIT SCHEME 2021 | SBI MONTHLY INCOME PLAN

Описание: HOW TO OPEN SBI ANNUITY SCHEME ONLINE | SBI ANNUITY DEPOSIT SCHEME 2021 | SBI MONTHLY INCOME PLAN

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SBI ANNUITY DEPOSIT SCHEME FULL DETAILA IN HINDI FEATURES BENIFITS AND CALCULATOR, MONTHLY INCOME

Features

To enable the customer to deposit one time lump sum amount and receive re-payment of the same in monthly annuity instalment comprising part of the principal amount plus interest.

Period of deposit from 36/60/84 or 120 months

Available at all branches.

Amount Based on minimum monthly annuity Rs 1000/- for the relevant period.

In no case Minimum Amount of deposit should be below Rs. 25,000/-

Maximum deposit amount: No Upper Limit

Rate of interest as applicable to Term Deposits.

The interest rate payable to SBI Staff and SBI pensioners will be 1.00% above the applicable rate.

The rate applicable to all Senior Citizens of age 60 years and above will be 0.50% above the applicable rate.

Payment of annuity On the anniversary date of the month following the month of deposit.

If that date is non-existent (29th, 30th & 31st), it will be paid on the 1st day of the next month.

Annuity payment, net of TDS, will be credited to linked SB/CA account.

Nomination is Available

Overdraft/loan up to 75% of the balance amount of annuity may be granted on special cases.

After disbursal of OD/loan, further annuity payment will be deposited in loan account only.

Universal Passbook is issued.

Transferability among our branches Allowed

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