Claims-Made vs. Occurrence Coverage — Which One Are You Getting?
Автор: Malpractice Insights
Загружено: 2025-11-19
Просмотров: 34
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Do you know whether your new job’s malpractice coverage is claims-made or occurrence?
It’s one of the most important details in your employment contract — and it affects who pays for coverage now and later.
Here’s the difference:
✅ Occurrence coverage protects you for any incident that happened while the policy was active — even if the claim comes years later.
⚠️ Claims-made coverage only protects you while you’re insured. Once you leave, you’ll need to buy tail coverage to stay protected.
Many residents and fellows enter their first jobs without realizing how this works — and end up surprised by expensive tail bills when they change employers.
Knowing your policy type gives you leverage and peace of mind.
📩 Send us a confidential DM if you’d like help reviewing your contract before you sign.
#Residents #Fellows #HealthcareProviders #MalpracticeInsurance #PhysicianLife #NursePractitioner #PhysicianAssistant #CRNA #IndependentPractice #AegisMalpractice #InsuranceEducation
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