New UPDATE on Major Federal Retirement Changes Ahead – What You Need to Know

Описание: In this video, Jose Armenta, CFP®, reviews the update on the proposed changes to the FERS retirement in the new 2025 budget reconciliation package.

Are you looking to work with a financial planner who specializes in financial planning for federal employees? Visit our website to schedule a free consultation today https://createyourpathfp.com/

For a deeper dive on this topic or other federal benefit topics, visit https://yourfederalemployeebenefits.com/

For more resources and content, check us out below!
LinkedIn: / josearmenta
Facebook: / yourfederalemployeebenefits
Instagram: / yourfederalemployeebenefits

#federallretirement
#fers
#FederalEmployees
---------------------------------------------------------------------------------------------------------------------------
ABOUT ME & Create Your Path
After working at a prominent San Diego wealth management firm that only catered to the affluent, I decided it was time for a change, not just for me but in how federal employees received financial advice.
Up to this point, most firms that served federal employees did so by selling products and making a commission or focused on trying to beat the market and charging a percentage of investments managed.
At Create Your Path, we’re different. We strictly focus on helping federal employees maximize their benefits, lower taxes, and live confidently, knowing they are making smart financial decisions. And we provide this service for a fixed transparent fee. That’s it.
Everything else—our services, our operations, and our outreach—is shaped by this goal.

📅 MASTERING RETIREMENT PLANNING
Retirement planning is a strategic journey towards financial freedom, allowing you to retire on your own terms. Our mission is to empower federal employees to navigate this journey with confidence and peace of mind.

Step 1: Start Early, Retire Strong. The earlier you begin retirement planning, the greater the potential for your investments to grow. It’s never too late to start; every dollar saved now can significantly impact your future financial security.

Step 2: Calculate Your Retirement Needs. Determine how much money you'll need based on your current income, expenses, and anticipated lifestyle changes in retirement.

Step 3: Prioritize Your Financial Goals While retirement is crucial, consider balancing it with other financial priorities like debt repayment or building an emergency fund. Consistently saving, especially with employer-matched retirement plans, can streamline your financial goals.

Step 4: Choose Your Retirement Strategy Selecting the right retirement plan and asset allocation is pivotal. Proper planning can profoundly influence your retirement outcome.

Step 5: Optimize Your Investments Explore diverse investment options within retirement accounts tailored to your risk tolerance and timeline. Consulting with a financial advisor can refine your investment strategy.
⚠️ DISCLAIMER: This content is for educational and entertainment purposes only and should not be construed as financial or investment advice.