7 hidden bank rules that are blocking your next investment property

Описание: In this Investment Lending Series episode, David Thomas reveals 7 hidden bank rules that quietly block many property investors from buying their next investment property, often without them realising it.

Most investors assume they’re stuck because of income, interest rates, or bad timing. In reality, it’s usually lender policy, servicing models, and structural decisions made years earlier that are holding them back.

In this episode, Dave explains how banks really assess investment loans, why some strategies look good online but fail inside a servicing calculator, and what actually matters if you want to keep growing your portfolio.

This isn’t about shortcuts or gimmicks; it’s about understanding the rules lenders play by so you can position yourself properly before your next purchase.

You’ll learn:
Why investors hit borrowing ceilings earlier than expected
How banks assess risk beyond just income and rental yield
The hidden rules inside servicing calculators most people never see
Why “cash flow” doesn’t always equal borrowing power
How asset type, structure, and sequencing affect future lending
The decisions that quietly block or unlock your next investment

If you’re trying to buy again and keep getting stuck, this episode will help you understand what’s really happening behind the scenes.

Chapters:
00:00 Introduction
00:47 The buffers and shading banks use for your loan application
02:17 The 7 things banks do with your numbers that impact your borrowing
12:36 Quick list on how to fix the borrowing limitations

📅 Book a strategy session with Dave
https://calendly.com/trilogy-funding/...

📘 Topics covered
borrowing power Australia, bank lending rules, investment property loans, servicing calculators, lender policy, mortgage strategy, Trilogy Funding, David Thomas

📚 Free tools & guides📚 Free tools & guides
→ Equity Access Blueprint: https://www.trilogyfunding.com.au/equ...
→ Investor eBook: https://www.trilogyfunding.com.au/fre...
→ Advanced Investor Report: https://www.trilogyfunding.com.au/adv...
→ Loan Application Guide: https://www.trilogyfunding.com.au/the...