How We Saved $80,000 on Our Home Loan (Without Extra Payments)
Автор: Kara Northcott
Загружено: 2026-01-08
Просмотров: 88
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🏡 Did your bank just lower your interest rate… and reduce your repayments?
Before you celebrate — this could be costing you tens of thousands of dollars.
When our home loan came off its fixed rate, we refixed at a lower rate — but kept our repayments the same.
👉 The result?
💰 Around $80,000 saved in interest
⏳ Nearly 2 years shaved off our mortgage
And here’s the kicker:
❌ The bank won’t suggest this
❌ It doesn’t require earning more
❌ It’s simple, easy, and painless
This is one of the fastest ways to pay off your home loan sooner without changing your lifestyle.
📌 In this video, I’ll explain:
Why banks lower repayments by default
How keeping repayments the same works
How this one decision can save you YEARS
What to say to your bank when you refix
👉 Don’t let lower interest rates slow your progress. Make them work for you.
🔔 Subscribe for simple, practical money strategies
💬 Comment “LOAN” if you want more mortgage payoff tips
👍 Like & share this with someone refixing soon
#MortgageTips #HomeLoanNZ #PayOffYourMortgage #InterestRates #MoneyHacks #FinancialFreedom #PersonalFinanceNZ #DebtFreeJourney #SmartMoney #karanorthcott #karafinancialconsultant
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