Reverse Mortgages Explained: Facts Seniors Need to Know | Always Ageless

Описание: What if the key to aging in place is already in your home?
For many seniors, a reverse mortgage can be the difference between financial stress — and financial stability.

In this episode of Always Ageless, host Valerie Van De Zilver sits down with Ron Rinden, a veteran mortgage originator with over 40 years of experience, to break down the real truth about reverse mortgages. Together, they explore what reverse mortgages actually are, who qualifies, and how they help seniors stay in their homes longer and with more security.

Ron shares real stories of seniors who used reverse mortgages to avoid foreclosure, eliminate monthly payments, afford caregiving, or purchase a more appropriate home — and he dispels the long-standing myths that scare families away from a powerful tool.

🔍 In this episode:
What a reverse mortgage really is — and what it is NOT
Why seniors keep the title to their home (the government does NOT take it!)
How FHA insurance protects both seniors and their heirs
Options: lump sum, monthly payouts, or a flexible line of credit
Why adjustable rates often unlock more usable equity
What happens to the home when a borrower passes away
How heirs can purchase the home at 95% of its value
Real success stories from seniors who finally found financial relief
Why proactive planning is essential for aging in place

Whether you’re a senior homeowner, an adult child helping aging parents, or a professional in the senior-space — this episode gives you the clarity you need to make informed decisions.

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🎙 Hosted by Valerie Van De Zilver
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📞 Valerie Van De Zilver
Call/Text Direct: 714-334-9156
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