United Wholesale Mortgage is the #1 Lender in the Nation How Do You Get a Loan w/Them & Who Are They

Описание: Today we are talking all things United Wholesale Mortgage or UWM.
The #1 Mortgage Lender in the Nation.

But you can’t just call UWM to get a loan so who are they and how do you get a loan through them?

How do you get a loan through UWM?
United Wholesale Mortgage (UWM) is a wholesale mortgage lender that typically works with mortgage brokers rather than individual borrowers. To get a loan through United Wholesale Mortgage, you'll need to follow these general steps:
Find a Mortgage Broker: UWM primarily works with mortgage brokers who act as intermediaries between borrowers and lenders. If you're looking for a loan through UWM, you'll need to find a mortgage broker who has a relationship with UWM. You can search for a mortgage broker in your area or ask for referrals from friends or family.
Meet with Your Mortgage Broker: Schedule a meeting with your chosen mortgage broker to discuss your financial situation, your homebuying goals, and your specific mortgage needs. The broker will assess your creditworthiness and provide guidance on the types of loans that might be suitable for you.


Who is UWM?
United Wholesale Mortgage (UWM) is one of the largest and most prominent mortgage lending companies in the United States. As of my last knowledge update in September 2021, it is important to note that the company's status, operations, and reputation may have evolved since then. Nevertheless, I can provide an overview of UWM based on information available up to that point.

Company Overview:
United Wholesale Mortgage, headquartered in Pontiac, Michigan, is a leading wholesale mortgage lender that specializes in providing residential mortgage loans to mortgage brokers and independent mortgage loan originators. Founded in 1986 by Mat and Jeffrey Ishbia, UWM has grown significantly over the years and has played a pivotal role in the mortgage industry.

Key Features and Highlights:
Wholesale Lender: UWM primarily operates as a wholesale lender, which means it doesn't directly lend to consumers but rather partners with independent mortgage brokers and loan officers who use UWM's products to originate mortgage loans for homebuyers. This business model allows UWM to leverage the expertise of mortgage professionals across the country.

Going Public: In January 2021, UWM made headlines by going public through a special purpose acquisition company (SPAC) merger with Gores Holdings IV, Inc., resulting in its listing on the NASDAQ under the ticker symbol "UWMC."

Industry Recognition: UWM has received numerous awards and accolades within the mortgage industry, including being recognized as a top wholesale lender and for its corporate culture.

Becoming #1…
UWM is the #1 lender in the Nation over taking Rocket mortgage in Q3 of 2022 when we saw rates hit the highest levels in 20 years.

United Wholesale Mortgage vs Rocket Mortgage

From The Detroit News:
Ishbia accused Quicken Loans LLC's Rocket Mortgage of incentivizing and working directly with real estate agents to cut brokers out of the process. He also claimed Wisconsin-based Fairway Independent Mortgage Corp. solicits loan officers away from brokers.

In March of 2021 UWM president and CEO, Mat Ishbia, revealed that the company will be issuing an addendum to its partners, stating that they can not do business with the two aforementioned companies, during the company's recent State of the Industry Facebook Live.
Product Offerings:
UWM: UWM provides a range of mortgage products, including conventional loans, FHA loans, VA loans, and jumbo loans. They offer various loan programs and may have competitive rates, depending on market conditions. In the post pandemic markets, UWM offers everything from HELOC’s to construction financing.

That is why your journey with UWM should begin with a solid mortgage broker. Fresh Home Loan is known for being a boutique brick and mortar Independent Mortgage Broker in the town of Alameda in the East Bay Area.

To begin your Journey Visit:
https://freshhomeloan.com/
First Time Home Buyer:
https://freshhomeloan.com/home-purcha...
Cash Out Refinance
https://freshhomeloan.com/cashout/
Construction:
https://freshhomeloan.com/1-time-clos...

Garrick Werdmuller
President CEO
Fresh Home Loan Inc
510.282.5456 call/text
NMLS 242952
www.FreshHomeLoan.com

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