Episode 4: Buyer Myths Busted – What’s Really Holding You Back?

Описание: Buying a home can feel overwhelming — and a lot of that stress comes from misinformation.

In Episode 4 of Be A Clever Homeowner, we break down the most common buyer myths that hold people back from making smart real estate decisions.

We cover:
• “Do You need 20% down to buy a home?”
• “Now is the worst time to buy”
• “I should wait for the market to cool down more?"
• “My credit isn’t perfect, so I can’t qualify?”
• And more

If you’ve been hesitating because of something you heard online, this episode will help you separate facts from fear — so you can move forward with clarity and confidence.

🎧 New episodes drop every Monday at 7am Pacific.

📍 Want help buying or selling a home the right way?:
www.beacleverhomeowner.com

👉 Follow me at: instagram.com/meljortiz
👉 Follow The Velvet Fence Team at: instagram.com/velvetfencehomes

CHAPTERS:
00:42 – Zip of The Week, Traveler Whiskey
03:06 – Myth #1: Do I Need 20% Down Payment?
03:42 – Quick Loan Breakdown
08:18 – Myth #2: Should I Wait Until Rates Go Down?
12:35 – Why 2.5% Rates are not coming back
14:44 – Myth #3: Do I Need Perfect Credit To Buy?
15:56 – Buyer Pro Tip
19:53 – Myth #4: Is My First Home My Forever Home
26:30 – Bonus: Do I Get Special Financing as a 1st Time Home Buyer?

Disclaimer: These videos are for entertainment purposes only and they are just Melvin and David's opinion based off of their own life experience and the research that they've done. Melvin and David are not attorneys, CPAs, insurance, or financial advisors and the information presented shall not be construed as tax, legal, insurance, safety or financial advice. If stocks or companies are mentioned, Melvin and David might have an ownership interest in them. Affiliate links may be present, the offers and numbers presented may change over time so please make sure to confirm that the offer is still valid. Some offers mentioned may no longer be available or they have been changed. Please don’t make buying or selling decisions based on Melvin and David’s videos. If you need such advice, please contact qualified legal or financial professionals, don’t just trust the opinion of strangers on the internet. Always do your own research and enjoy this family-friendly content.