Market Update for the week of 02/09-02/13

Описание: Mortgage rates are finally catching a break as the 10-year Treasury drops to 4.04% after peaking at 4.27% last week. Is this the momentum shift buyers and homeowners have been waiting for as we head into the spring housing market?

In this week’s market update, we break down the latest Jobs Report, CPI inflation data, retail sales, jobless claims, and what it all means for mortgage rates moving forward.

📊 What we cover:
• January Jobs Report — strong headline, but weaker underlying labor trends
• Major downward payroll revisions for 2025
• Seasonal adjustments and what they really mean
• CPI inflation drops to an 8-month low
• Shelter inflation and its impact on mortgage rates
• Retail sales slowdown & rising continuing jobless claims
• What’s next: PCE inflation and upcoming economic data

While the headline job number looked solid, deeper labor data shows cracks forming beneath the surface. Inflation is easing, consumer spending is softening, and bond markets are responding — all of which could continue helping mortgage rates trend lower.

With the spring buying season heating up and a new Fed Chair stepping in this May, 2026 could shape up to be a pivotal year for real estate.

If you’re thinking about buying, refinancing, or just want to understand where rates are headed next, this update breaks it all down.

📩 Reach out anytime if you want to run numbers or build a game plan.

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