USSD *99# LIVE DEMO | BANKING WITHOUT INTERNET | OFFLINE BHIM

Описание: In this video we will learn USSD *99# method based on UPI (Unified Payment Interface)
Please watch it till end it also contain LIVE Demo of USSD *99#
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One of the innovative payment service launched by NPCI includes *99# service, which works on Unstructured Supplementary Service Data (USSD) channel. This service was launched envisioning the potential of Mobile Banking and therefore the need for immediate low value remittances which can help in financial deepening and inclusion of underbanked society within the mainstream banking services. *99# service was dedicated to the state by the Honorable Prime Minister of India Shri Narendra Modi on 28th August 2014 as a part of Pradhan Mantri Jan Dhan Yojana (PMJDY).

*99# service has been launched to require the banking services to each commoner across the country. Banking customers can avail this service by dialing *99#, a “Common number across all Telecom Service Providers (TSPs)” on their mobile and transact through an interactive menu displayed on the mobile screen. Key services offered under *99# service include, interbank account to account fund transfer, balance enquiry, mini statement besides host of other services. *99# service is currently offered by 43 leading banks & all GSM service providers and may be accessed in 12 different languages including Hindi & English. *99# service may be a unique interoperable direct to consumer service that brings together the various ecosystem partners like Banks & TSPs (Telecom Service Providers).

It is a standard technology platform developed by NPCI which allows the Banks and TSPs to seamlessly integrate with one another to supply banking services to the purchasers at large over the mobile phones (basic also as smartphone).

Currently, following Financial, Non-financial and Value Added Services (VAS) are offered through *99# service.

FAQ's on USSD *99#:

1) what's *99#?
*99# may be a USSD (Unstructured Supplementary Service Data) based mobile banking service
from NPCI that brings together diverse ecosystem partners like Banks & TSPs (Telecom
Service Providers). Using *99# service, a customer can access financial services by dialling
*99# from his/her mobile registered with the bank. The service works across all GSM service
providers and handsets.

2) what's USSD?
Unstructured Supplementary Service Data (USSD) may be a technology unique to GSM (Global
System for Mobile Communications) handsets. it's a capability built into the GSM standard
to support transmitting information over the signalling channels of the GSM network.
USSD provides session based communication, enabling a spread of applications. USSD
technology, which was primarily utilized in the sector of telecommunication, goes to form a
significant impact within the field of banking services.

3) What are the key features of *99# service?
Works without Internet – Uses voice connectivity
Accessible through a standard code *99# across all TSPs
No additional charges while roaming for using the service
Works across all GSM service providers and mobile handsets
around the clock availability to customers (works even on holidays)
No got to install any application on mobile handset to use the service
Additional channel for banking services and key catalyst for financial inclusion