Sampath Bank (SAMP.N) 2025 Q2 Financial Performance | 2025 Q2 Earnings Report Analysis | CSE Reports

Описание: Sampath Bank PLC (SAMP.N) Q2 2025 Financial Results Analysis

Sampath Bank delivered strong performance in the first half of 2025, marking significant growth across key metrics despite challenging market conditions. The bank achieved historic milestones including surpassing Rs 1 trillion in gross loans and the Sampath Group exceeding Rs 2 trillion in total assets for the first time.

Key Financial Highlights (6 Months ended June 30, 2025):

• Profit Before Tax: Rs 24.4 Bn (32% YoY growth)
• Profit After Tax: Rs 14.7 Bn (32% YoY growth)
• Total Assets: Rs 1.93 Tn (8.4% growth from Dec 2024)
• Gross Loan Portfolio: Rs 1,032.9 Bn (first time exceeding Rs 1 Tn)
• Total Deposits: Rs 1,594.6 Bn (9.5% growth)
• Net Interest Income: Rs 38.6 Bn (6% YoY decline)
• Net Interest Margin: 4.24% (down from 4.90% in Dec 2024)
• Non-Fund Based Income: Rs 15.9 Bn (122% YoY growth)
• Total Impairment Charge: Rs 1.4 Bn (78% YoY decline)
• Cost-to-Income Ratio: 39.9% (vs 37.5% in H1 2024)
• Return on Equity: 17.94%
• Return on Assets: 2.67%
• Common Equity Tier 1 Ratio: 15.64%
• Total Capital Ratio: 19.16%
• CASA Ratio: 35.2% (vs 34.0% in Dec 2024)
• Liquidity Coverage Ratio: 312.1%
• Earnings Per Share: Rs 12.53 (32% YoY growth)

The bank was designated as a Domestic Systemically Important Bank (D-SIB) in April 2025 and received recognition as "Best Bank for ESG in Sri Lanka" at the Euromoney Awards 2025. Sampath continues to support Sri Lanka's economic recovery while maintaining strong capital and liquidity positions above regulatory requirements.

දන්න නොදන්න හැමෝටම වැදගත් වෙන, ආයෝජකයෙක් විදිහට දැනගෙන සිටිය යුතුම Financial Ratios 18 ක් තේරෙන සිංහලෙන් සරලව 👇
   • 18 Financial Ratios Every Investor Must Kn...  

📢 About CSE Reports Hub: CSE Reports Hub is your go-to source for in-depth financial report analysis of companies listed on the Colombo Stock Exchange (CSE). We break down financial statements, highlight key financial ratios, and present data-driven insights—all without investment advice or stock recommendations. Stay informed with our clear and concise financial summaries to help you understand the performance of Sri Lanka’s leading companies. Subscribe now for regular updates!

📌 Subscribe to CSE Reports Hub for more financial report analyses from the Colombo Stock Exchange!

----------------------------------
Sector Wise Playlists
----------------------------------
Banks
   • Sector - Banks  

Diversified Financials
   • Sector - Diversified Financials  

Manufacturing
   • Sector - Manufacturing (Materials)  

Insurance
   • Sector - Insurance  

Food, Beverage & Tobacco
   • Sector - Food, Beverage & Tobacco  

Plantations
   • Sector - Plantations  

Consumer Services
   • Sector - Consumer Services  

Retail
   • Sector - Retailing  

Utilities
   • Sector - Utilities  

Consumer Durables & Apparel
   • Sector - Consumer Durables & Apparel  

Capital Goods
   • Sector - Capital Goods  

Energy
   • Sector - Energy  

Telecommunication
   • Sector - Telecommunication  

Real Estate
   • Sector - Real Estate  

Healthcare
   • Sector - Healthcare  
---

------------------
Disclaimer
------------------
The information provided in this video is for educational and informational purposes only and should not be considered as financial, investment, or trading advice. The discussions, analyses, and insights shared do not constitute buy, sell, or hold recommendations for any stocks, securities, or financial instruments.

Investing in financial markets involves risks, and past performance is not indicative of future results. Viewers are encouraged to conduct their own research, assess their risk tolerance, and consult with a qualified financial advisor before making any investment decisions.

The creator of this video is not responsible for any financial losses or decisions made based on the information presented. All investment decisions are solely at your own discretion and risk.

By watching this video, you acknowledge and agree that you are solely responsible for your financial actions.
---
#CSEReportsHub #FinancialAnalysis #SriLankaStocks #StockMarket #EarningsReport #Investing