“Poor People Repaid 97% of Loans. Wall Street Didn’t.”
Автор: Monivex
Загружено: 2026-02-11
Просмотров: 21
Описание:
#MoneyPsychology #financialintelligence #behavioraleconomics
Poor people repaid 97% of their loans.
Wall Street lost billions in 2008.
So who actually makes better financial decisions?
In this video, we break down the hidden psychology of poverty, the “bandwidth tax” discovered by researchers Sendhil Mullainathan and Eldar Shafir, and the shocking microfinance data behind the Grameen Bank’s 97% repayment rate.
You’ll learn:
• Why scarcity affects decision-making
• How poverty impacts cognitive load and IQ
• The truth about lottery tickets and payday loans
• What the 2008 financial crisis reveals about risk
• Why outcomes and choices are not the same thing
This isn’t about politics.
It’s about financial psychology, behavioral economics, and the structure of incentives.
If you’ve ever wondered whether poor people make bad financial decisions — this video will challenge what you think you know.
If this changes how you see money, subscribe to Monivex for deeper breakdowns on financial systems, investing psychology, and economic reality — simplified.
Precision under pressure is intelligence.
#moneypsychology #financialintelligence #behavioraleconomics
Disclaimer:
This content is created for educational and informational purposes only. It is not intended to provide financial, investment, or legal advice. I am not a licensed financial advisor. Always consult a qualified professional before making any major financial decisions.
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