Are RRSP's A Dangerous Gamble? For Some, The Answer May Surprise You
Автор: Bakes on Things
Загружено: 2026-02-09
Просмотров: 18638
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RRSP season is here again, and Canadians are being pressured to contribute out of fear and greed. Fear of falling behind on retirement, and greed for that spring tax refund.
But what if RRSPs aren’t the golden retirement solution most Canadians think they are?
In this episode of Tap the Maple, we break down why RRSP season benefits banks, governments, and institutions far more than average Canadians. We walk through Canadian tax brackets, explain why RRSP refunds can be misleading, how RRSPs can trigger higher taxes and OAS clawbacks in retirement, and why TFSAs are quietly becoming the most powerful retirement tool in Canada.
This is not anti-RRSP, it’s pro-strategy.
If you’ve ever wondered whether blindly maxing your RRSP actually helps you, this episode is for you.
#RRSP
#RRSPSeason
#CanadianTaxes
#RetirementPlanning
#TFSA
#PersonalFinanceCanada
#CanadaEconomy
#TaxTrap
#CRA
#OAS
#FinancialFreedom
#TapTheMaple
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