📘 Indian Economy Key Terms Explained | Fiscal Deficit, Inflation, Repo, HDI, FRBM

Описание: Aspirants often struggle with basic economy terms that repeatedly appear in UPSC Prelims, Mains, and Interviews. In this session, Anusha Ma’am simplifies core Indian Economy concepts with examples from current affairs and reports.

🔹 Key Terms Covered:
• Fiscal Deficit: Gap between govt expenditure & revenue excluding borrowings.
• Inflation & Stagflation: Price rise, and inflation plus unemployment plus low growth.
• Monetary Policy vs Fiscal Policy: RBI’s repo/reverse repo vs Govt taxation & spending.
• Repo Rate & Reverse Repo Rate: Tools for inflation & liquidity control.
• Balance of Payments (BoP): Current and Capital Account.
• Current Account Deficit (CAD): Imports greater than Exports – worsens with oil prices.
• Purchasing Power Parity (PPP): Currency comparison through basket of goods.
• Human Development Index (HDI): Life expectancy, education, per capita income.
• Disinvestment vs Privatisation: Selling govt stake vs full ownership transfer.
• FRBM Act 2003: Fiscal discipline law for deficit limits.
• Twin Balance Sheet Problem: NPAs in banks plus debt-laden corporates.

🔹 Examples Included:
• India’s Fiscal Deficit 2025–26 target – 4.4% of GDP
• Air India disinvestment 2021–22
• India’s HDI rank 134 in UNDP 2024 report

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