Hard Decisions Now Prevent Harder Consequences Later | January 6, 2026

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Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My husband is angry with me and wants me to move out until he cools down”
“Should I become an authorized user on my employer’s company credit card?”
“How much extra should we put toward paying off our home?”
“How do I navigate student loan debt that my mom took out in my name?”
“How do I get out of debt?”
“Should I hold off on getting married to my boyfriend because of his financial situation?”
“How do I pursue home ownership with these current crazy prices?”
“I’m $53,000 in debt and I can’t afford my bills after my income got cut”
“What should I do with a significant pay increase?”
“My mom lives in my home and I am getting married soon. Should I buy a second home for my fiancée and me?”
“Should I take out a loan to buy a car?”

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