Will You Be Hit by the Pensions Crisis?

Описание: Tom McPhail is a pensions industry expert. Former Head of Policy at Hargreaves Lansdown he now works for finance consultancy firm the lang cat.

🤝 Improve your finances with our adviser service - book free consultation: https://makingmoney.email/financial-a...

🎉Sponsors
Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney.
Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/ukb43j

✉️ Newsletter
If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S4E1

Disclaimer:
This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00-00:38 - Intro
00:38-07:23 - Who is affected by the pensions crisis?
07:23-10:05 - The impact of an ageing population
10:05-12:37 - Owning a home vs renting
12:37-14:07 - The gender pensions gap
14:07-17:59 - Pensions and the self-employed
17:59-18:41 - Manual ad
18:41-22:30 - Is the state pension a ponzi scheme?
22:30-26:54 - Bill Ackman’s solution to the pensions crisis
26:54-31:38 - Psychological nudges
31:38-40:54 - Death by default (funds)
40:54-41:45 - Vanta ad
42:45-45:59 - Why don’t we teach this in school?
45:59- 50:56 - How pensions could fuel growth
50:56-55:52 - Why Canada and Australia do better with pensions
55:52-01:01:52 - What you should do about your pension today
01:01:52-01:05:58 - Why is he called the pensions monkey?
01:05:58-01:07:52 - Want me to come to your workplace?