Is DeFi over in 2026? A Crypto VC Insider Explains What Comes Next

Описание: Is DeFi dead – and when is the next crypto bull run coming? In this episode of Sicherer Hafen 2.0, Helge and Nils talk to Mahsa, marketing manager at the Hamburg-based crypto VC CoinIX. She sees the pitch decks of new blockchain startups every week and knows where the money is really flowing in 2026.

Mahsa shares her journey from Tehran to Kiel to Hamburg, how she lost all contact with her family in Iran for weeks during the war, and why a quiet revolution is happening there right now. Together we look back at our own DeFi startup Paycer, which raised $1.5M and collapsed in the bear market after the FTX crash.

Plus: why AI is stealing the spotlight from crypto, whether AI agents are the key to mainstream adoption, what stablecoins and BlackRock-style tokenization mean for investors, how Spargold uses the Ethereum blockchain to verify gold bars – and Mahsa's prediction for the next bull run.

Chapters

00:00 Intro: How we met Mahsa at Blockchance
04:30 From Iran to Germany
05:26 War, internet blackout & a quiet revolution in Iran
09:16 Education in Iran
11:16 How Mahsa got into crypto
14:06 Culture shock in Kiel & dreaming in three languages
16:55 Pacer: Our DeFi startup & its collapse in the bear market
22:38 A fresh start at crypto VC Coinix
25:27 Crypto meetups in Hamburg: From 200 to 10 people
28:42 Is AI stealing crypto's spotlight?
32:33 AI-generated pitch decks: Why the human touch matters
34:24 AI coins, hype & the dotcom bubble
36:59 Stablecoins: Sending money around the world in minutes
39:24 Where does DeFi stand in 2026?
40:42 How Spargold uses the Ethereum blockchain
42:59 Women in crypto: Only 10% at conferences
44:40 Mahsa's goal: Mass adoption
46:08 Are AI agents the key to mainstream adoption?
49:53 Tokenization: Is Larry Fink (BlackRock) right?
52:31 Gold tokens in Singapore: Why it failed
55:16 What does Coinix do? Crypto VC, stock & altcoin fund
57:26 Crypto regulation in Germany: BaFin & legal costs
59:09 Mahsa's advice & bull run prediction for 2027

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#DeFi #Crypto #BullRun #Tokenization #Bitcoin