Business Funding Secrets Banks Don’t Want You To Know

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00:00 Introduction
02:01 Irvin Pena's Background
04:13 Success Stories of Irvin Pena's Clients
06:06 Impact of Business Credit on Irvin Pena's Journey
08:02 Using Personal Credit to Build Business Credit
10:17 Building Personal Credit
13:15 Secured Cards for Building Personal Credit
15:05 Using Authorized Users to Build Personal Credit
16:37 Building Relationships with Banks for Business Funding
18:28 First Steps to Get Business Funding
19:41 Importance of Naming Convention for Business
20:10 Choosing the Right Business Address
22:27 Building Business Credit with Financial Accounts
25:11 Avoiding Net 30 Accounts for Business Credit
29:30 Understanding Bank Tiers for Business Funding
32:40 Subprime Financials and Funding Sequences
34:18 Tier Twos and Leveraging Foreign Entities
37:27 Cultivating Relationships with Tier Three Credit Unions
42:48 Understanding Funding Sequences
47:03 Applying for Funding: In-Person vs. Online
52:18 Choosing the Right Business Credit Product
55:33 Reconsideration Process for Funding Approval
57:28 The Truth About Shelf Corps

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