EIDL Loans and Personal Guarantees

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Struggling with EIDL Loans? Bankruptcy Might Help.

If you got an EIDL loan during COVID and your business has since closed, you might be personally on the hook — especially if your loan was over $200,000.
👉 Good news: EIDL loans can be wiped out in Chapter 7 or Chapter 13 bankruptcy.
👉 Important: You’ll need to show where the money went — but don’t worry, losing money trying to save your business isn’t a crime. What matters is being honest and having basic records like bank statements, tax returns, and a simple list of expenses.

Bottom line: If you used the funds in good faith, bankruptcy could be a fresh start. Get help from a professional so you can move forward the right way.

Questions? Let’s talk. 👋

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Disclaimer: The information provided in this video is for general informational purposes only and is not intended to be legal advice. Viewing this video does not create an attorney-client relationship. If you require legal advice, please consult a licensed attorney in your area