Is Giving Up a 3% Mortgage a Mistake — or Just Uncomfortable?

Описание: Most homeowners don’t struggle with this decision because the math is confusing. They struggle because the math and the emotions feel exactly the same.

If you have a mortgage rate around 3%, the idea of moving can quietly feel irresponsible — even when the home no longer fits your life.

If you’d like to work through this privately, I’ve put together a simple 5-Step Move Decision Worksheet that mirrors the framework used in this video.
👉 Request it here: https://jeffersonakin.premierepropert...

In this episode of Homeowner’s Decision Point, I walk through how to separate a true financial mistake from something that’s simply emotionally uncomfortable because the old deal was unusually good.

You’ll learn:
• Why a low interest rate can start to feel like something you “own”
• The difference between financial strain and emotional friction
• When a 3% rate is still serving you — and when it may be holding you back
• How to evaluate the real cost of a move without rushing toward an answer
• A practical 5-step framework for thinking through the decision privately

This isn’t about pushing you to move. It’s about helping you think clearly, without pressure, hype, or regret.

Jefferson Akin
Premiere Property Group
📞 360-619-2410
📧 [email protected]
🌐 https://jeffersonakin.premierepropert...

00:00 - Is Giving Up a 3% Mortgage a Mistake?
01:36 - Why a low rate feels so heavy
02:32 - Financial Mistake vs. Emotional Discomfort
03:11 - What a 3% rate is actually worth
04:20 - When a low rate starts to trap you
05:20 - The Decision Framework
06:57 - The Big Truth Most People Miss
07:25 - Common Scenarios
08:12 - Reflection
08:44 - The Takeaway