3 Credit Cards You Should NEVER Cancel

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Hey guys, in this video, I’m breaking down the three types of credit cards you should never cancel, and why keeping them forever protects your credit score, credit card rewards, and long-term credit card setup. We’ll start with the Foundation Card, your oldest card that props up your credit history and should never be closed unless it traps you with annual fees you can't get out of. Then we’ll cover the Swiss Army Knife, a simple catch-all card like the Citi Double Cash or Wells Fargo Active Cash that earns solid rewards on every purchase, regardless of spending category. And finally, the Gateway Card, like the Chase Sapphire Preferred or Citi Strata Premier, which unlocks access to transfer partners and can turn your points into insane amounts of travel value. If you've been wondering what credit cards you should never cancel and how to win the credit card game from the start, this video is for you!

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📚 Chapters:
00:00 The Gameplan
00:34 Card #1: The Foundation Card
04:44 How To Manage Multiple Cards In One Place
06:14 Card #2: The Swiss Army Knife
12:01 Card #3: The Gateway Card

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