CRNA Couple Retires at 60 with $2M: The Power of Tax Planning

Описание: Is $2 million enough for a CRNA couple to retire comfortably at age 60? The answer depends less on the total amount and more on where that money is saved. In this video, Brett Fellows, CFP®, walks through a real-life case study of a CRNA couple to demonstrate how strategic tax planning can add over $1.7 million to a retirement portfolio.

The window between retirement and starting Social Security is known as the "Golden Years" of tax planning. Learn what you can do to help minimize lifetime taxes and maximize what you keep.

In this video:

The Roth Conversion Window: How moving money to tax-free accounts at a discount can save over $100,000 in lifetime taxes.
Social Security Optimization: Why delaying benefits until age 70 acts as a powerful insurance policy for a surviving spouse.
The IRMAA Trap: How to avoid $150,000 in unnecessary Medicare surcharges through income management.
Asset Location vs. Allocation: Why where you hold your investments is just as important as what you buy.
Legacy Planning: How to protect your children from inheriting a "tax bomb" by utilizing Roth accounts.

Key Timestamps:
(0:00) Introduction: Is $2 Million Enough for CRNAs?
(1:20) Meet Mike and Sarah: A CRNA Case Study
(3:34) The Golden Years of Tax Planning (Ages 60–66)
(5:35) Roth Conversions: Prepaying Taxes at a Discount
(8:45) Avoiding the IRMAA Medicare Surcharge
(11:45) Social Security Timing: The Case for Delaying to 70
(14:10) Asset Location: Placing the Right Assets in the Right Accounts
(17:10) Scenario A vs. Scenario B: The $1.7 Million Difference
(21:15) Legacy Planning for Your Children
(22:45) 5 Key Takeaways for CRNAs

Schedule a call with Brett to explore your retirement options: https://oakcapitaladvisor.com/schedul...

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