Major UPI Transaction Limit Changes from September 15, 2025 | NPCI New Rules Explained​

Описание: Major UPI Transaction Limit Changes from September 15, 2025 | NPCI New Rules Explained​ ‪@SakshiTVBusiness1‬
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The National Payments Corporation of India (NPCI) has announced major changes to UPI (Unified Payments Interface) transaction limits, effective from September 15, 2025. These changes will allow higher transaction caps for selected user categories and specific sectors like capital markets, insurance, travel, credit card bill payments, EMIs, and more.

Key Highlights:

UPI daily limit increased to ₹10 Lakhs for verified users.
P2P (person-to-person) limit remains at ₹1 Lakh per day.
Capital markets & insurance payments limit raised to ₹5 Lakhs.
Travel sector UPI limit increased from ₹1 Lakh to ₹5 Lakhs.
Credit card bill payments up to ₹5 Lakhs per transaction (daily limit ₹6 Lakhs).
EMI & loan repayments allowed up to ₹5 Lakhs.
Jewellery purchases limit doubled to ₹2 Lakhs.
Digital onboarding for term deposits now allows ₹5 Lakhs per day.

Stay informed about the latest UPI updates, digital payments guidelines, and financial transaction rules in India.

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