Pay, Settle, or Ignore It? How to Handle Collections in 2025

Описание: Are you stuck with collections and unsure what to do next?
In this video, I break down exactly how to handle collections in 2025. Whether you’re debating whether to pay, settle, or ignore that collection account, this video will provide the clarity you’ve been looking for.

👉🏾 What we’ll cover:
The truth about paying vs. settling collections
When ignoring might actually protect your credit
How collections impact FICO 8, 10T, and Vantage 4.0
Legal rights you need to know before taking any action
What lenders and underwriters actually look at

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🔑 Episode Keywords

Collection Accounts, Credit Score, Pay To Delete, Settlement, Charge Off, Debt Validation, Credit Report, Legal Rights, Consumer Rights, Statute Of Limitations, Credit Repair, Debt Buyers, Third Party Collections, Financial Literacy, Credit Management, Dispute Letters, Credit Counseling, Bankruptcy, Evictions, Credit Boot Camp