FL Property Tax Save Our Homes From Excessive Property Tax Update

Описание: Florida's Save Our Homes amendment just cleared the House and Senate — but no law has changed yet. It still needs 60% of voters to approve it on November 3, 2026. Here's exactly what it does, what it doesn't do, and the December 31, 2026 deadline every Florida buyer and relocator needs to circle.

⏱️ Chapters:
0:00 — Headline vs. Reality
0:25 — Where the Bill Stands Now
0:55 — The Big Change: $51K → $150K → $250K Homestead
1:30 — What It Actually Touches (Non-School vs. School)
2:00 — The December 31, 2026 Deadline
2:30 — The Funding Question
3:00 — What To Do Right Now

📌 Key facts:
✓ Passed the FL House + Senate on June 2, 2026
✓ Still needs ≥60% voter approval on Nov 3, 2026 to become law
✓ Would raise the non-school homestead exemption from ~$51,000 to $150,000 in 2027, then up to $250,000 in 2028
✓ Goal: ~60% of homesteaded owners pay $0 in non-school property tax
✓ Only touches the non-school portion (~62%) — the school portion (~38%) is untouched
✓ Permanent FL residency by Dec 31, 2026 = full exemption eligibility
✓ Become a resident after Jan 1, 2027 = capped at $50K for 5 years
✓ Non-homestead assessment cap drops from 10% → 5% in 2027
✓ Save Our Homes portability rises to $500,000
✓ State estimates $4.6B+ first-year revenue loss for local governments

📚 Source:
CS/HJR 1-F — proposed Florida constitutional amendment, passed FL House + Senate special session June 2, 2026; goes to the November 3, 2026 ballot.

🎯 What to do right now:
• Already own your Florida home? File or confirm your homestead exemption — it's free.
• Buying or relocating? Let's map your timeline against December 31, 2026.
• Call or text Todd Hanley: 728-202-8179
• Full breakdown: https://themortgage.expert
• Florida property tax calculator: https://www.themortgage.expert/florid...

⚖️ Compliance:
Educational summary of a proposed amendment (CS/HJR 1-F). Not tax, legal, or voting advice. The amendment needs at least 60% voter approval on November 3, 2026 to take effect January 1, 2027. Todd Hanley, RICP®, CMA™ — NMLS #1013665 | United Direct Lending NMLS #1749719 | Equal Housing Lender.

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