💥 GREAT NEWS FOR UK PENSIONERS IN JUNE 2026 — 3 Money Changes You Cannot Afford to Miss

Описание: The full new State Pension in 2026 is £241.30 per week - but many UK pensioners are receiving less and have never been clearly told why.

This video explains three important checks to make in June 2026: your State Pension forecast and National Insurance record, Attendance Allowance worth nearly £6,000 per year, and Pension Credit with the Severe Disability Addition that may unlock extra support before the September Winter Fuel Payment qualifying week.

If you are over State Pension age, have a health condition, live alone, were contracted out before 2016, have gaps in your National Insurance record, or recently lost a spouse, these checks could make a real difference to your income.

⏱ TIMESTAMPS
0:00 - Full new State Pension of £241.30 per week
0:11 - Three specific checks to make in June
0:25 - James Whitfield introduces the topic
0:31 - Benefit worth nearly £6,000 per year
0:43 - State Pension check begins
0:46 - 4.8% triple lock increase
1:01 - Why some pensioners receive less
1:11 - National Insurance gaps explained
1:30 - Contracting out before 2016
2:10 - Check your State Pension forecast
2:32 - Attendance Allowance explained
2:48 - Income, savings, and home value do not matter
2:57 - Higher rate of £114.60 per week
3:10 - You do not need to already receive help
3:40 - Health conditions that may qualify
3:53 - Request the AA1 form
3:59 - Describe your worst days, not average days
4:12 - Age UK can help with the form
4:24 - Severe Disability Addition deadline
4:30 - Living alone and Attendance Allowance
4:33 - Extra £86.05 added to Pension Credit threshold
4:51 - Standard Pension Credit threshold
5:06 - Threshold rises to £324.05
5:13 - Possible £82.75 per week Pension Credit award
5:20 - Gateway benefits after Pension Credit
5:43 - September Winter Fuel Payment qualifying week
6:01 - Correct order of applications
6:24 - Check National Insurance gaps before April 2027
6:38 - Full combination may exceed £1,000 per month
7:03 - Deeper look at each check
7:10 - State Pension forecast and contracting out
7:45 - When filling NI gaps may be worth it
8:20 - Attendance Allowance application mistakes
8:50 - Use your worst day on the form
9:23 - Mandatory reconsideration after refusal
9:49 - Living alone rule for Severe Disability Addition
10:39 - Savings and Pension Credit
11:03 - Council Tax Reduction after Pension Credit
11:30 - Recently bereaved pensioners
12:37 - How the system connects
13:02 - Action list for this week
13:45 - Self-employed NI gaps and Class 2 contributions
14:21 - Working abroad and reciprocal agreements
14:57 - What counts as income for Pension Credit
15:40 - Carer Addition and underlying entitlement
16:22 - Filling NI gaps after State Pension age
17:03 - Why all three checks should be reviewed together
18:02 - Final three checks to make this week

📌 KEY TOPICS COVERED:
✅ Full new State Pension in 2026 is £241.30 per week
✅ Some pensioners receive less because of NI gaps or contracting out
✅ Each missing qualifying year can reduce State Pension payments
✅ State Pension forecast should be checked before paying voluntary contributions
✅ Attendance Allowance is not means-tested
✅ Higher-rate Attendance Allowance is £114.60 per week
✅ Attendance Allowance may apply even if nobody currently helps you
✅ Severe Disability Addition can raise the Pension Credit threshold
✅ Pension Credit may unlock Council Tax Reduction, Winter Fuel Payment, Warm Home Discount, NHS dental care, and more
✅ Winter Fuel Payment timing matters because of the September qualifying week
✅ Savings over £10,000 do not automatically disqualify you from Pension Credit
✅ Recently widowed pensioners may need a separate benefit reassessment

⚠️ DISCLAIMER: For educational purposes only. Not legal, financial, tax, medical, DWP, or benefits advice. Consult GOV.UK, DWP, Pension Service, HMRC, your local council, Age UK, Citizens Advice, or a qualified professional before making any decisions.

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