Getting mortgage without tax returns? Mortgage for business owners | Portland Real Estate

Описание: "Struggling to get approved for a traditional mortgage because your tax returns don't show your full income? Self-employed, business owner, or realtor with cyclical earnings? Discover the Bank Statement Loan – a powerful Non-QM option that qualifies you using just 12-24 months of bank statements! No tax returns or W-2s required.

In this video I break down:
Who it's perfect for (restaurant owners, freelancers, 1099 workers, multiple businesses)
How it works vs. traditional QM loans & DSCR loans
Real client success stories (e.g., $2.1M beach home approved after credit union denial; $250K tax loss turned into $300K+/month qualifying income)
Key requirements: credit 620+, 10-30% down, rates ~7-10%
Why it's NOT like risky 2008 subprime loans If banks said “no” but your bank account shows strong cash flow—this could get you buying sooner (primary, second home, or even investment in some cases). Not mortgage advice – I’m just a Portland realtor sharing what I learned! Questions? Comment below or DM me – happy to connect you with a specialist lender. Text/call: [Your contact in pinned comment/video]
#BankStatementLoan #NonQM #SelfEmployedMortgage #PortlandRealEstate #OregonRealtor #RealEstateInvesting #HomeBuyingTips"

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Let's talk!
Shawn Yu @ShawnRealty
Direct 503-515-4499 | www.shawn-realty.com
Shawn Realty is a local real estate company, located in Portland Oregon.