Stablecoins Are Taking Over and Most Banks Are Already Behind

Описание: They cover why stablecoin adoption depends on becoming invisible infrastructure, how the current phase of stablecoin products is rebuilding existing rails before unlocking truly new capabilities, and what the surge of stablecoin-linked card programs signals about where the market is heading. Nik pulls back the curtain on launching a thousand-person conference in five months, what attendee behavior revealed about the state of the industry, and the one piece of advice every FinTech founder needs before their next build.

Stablecoins are no longer a fringe conversation. The GENIUS Act passed, SAB 121 is repealed, and banks that were watching from the sidelines are now building. Tedd Huff, CEO of fintech advisory firm Voalyre and founder of Fintech Confidential, sits down with Nik Milanović, founder of This Week in FinTech and StableCon, to break down what this regulatory shift means for banks, FinTech founders, and anyone building in the stablecoin payments space right now.

1️⃣ Stop waiting on regulation; the GENIUS Act and SAB 121 repeal are in place, so start building to the framework that exists today.
2️⃣ Track stablecoin-linked card programs; eight launched in one year, and cards are the first product step before broader adoption follows.
3️⃣ Check your conference strategy; over 250 FinTech events exist globally, so find the ones built around your exact niche and show up there.
4️⃣ Build partnerships instead of ownership; banks that tried to absorb tech companies watched those investments fail.
5️⃣ Before shipping your next feature, draw a straight line from what you are building to a better outcome for your customer.


LINKS
Nik Milanović:   / nikm  
This Week in FinTech: https://www.thisweekinfintech.com/
StableCon: https://stablecon.com/

Fintech Confidential
YouTube:    / @fintechconfidential  
Podcast: https://fintechconfidential.com/listen
Newsletter: https://fintechconfidential.com/access
LinkedIn:   / fintechconfidential  
X: https://x.com/FTconfidential


SUPPORTERS
Dfns: Wallets as a Service, API-first, multi-chain digital asset infrastructure secured with MPC: fintechconfidential.com/dfns
Skyflow: Zero trust data privacy vault delivered as an API for PCI, CCPA, GDPR, and SOC 2 compliance: skyflowsecure.com
Hawk AI: Real-time payment screening, ML transaction monitoring, and dynamic customer risk rating: gethawkai.com


ABOUT
Nik Milanović is the founder of This Week in FinTech, a global community of 234,000+ subscribers, General Partner at The Fintech Fund, and founder of StableCon. He previously held roles at Google Pay, Petal, and Funding Circle and studied at Stanford University.

Tedd Huff is CEO of Voalyre, a fintech advisory firm, and founder of Fintech Confidential. With 25+ years in fintech, he is a recognized thought leader and U.S. Army veteran who makes complex payments topics clear and engaging.

DD3 Media
DD3 Media is a media creation, management, and production company delivering engaging content globally. The company produces Fintech Confidential and other shows focused on the people, tech, and companies changing how money moves.


CHAPTERS
00:00 Episode Highlights
00:27 Pulling Off StableCon in NYC
01:36 Welcome to Fintech Confidential
01:44 Dfns: Wallets as a Service
03:05 Meet Nik Milanović
08:44 From Microfinance to Funding Circle
10:21 The Plaid-Visa Deal That Changed Everything
13:10 Banks and Tech Companies Learning to Partner
16:02 Digital Assets and Regulatory Momentum
18:15 How Crypto Gets Mainstreamed
22:46 Why StableCon Exists
25:20 Stablecoins as the Fax Machine Replacement
26:47 Five Months to Launch
28:04 Event Validation
28:34 Skyflow: Data Privacy Vault
29:34 Conference Day Networking Overload
31:39 NYC Logistics and Scaling Up
34:12 Speaker Dropouts and the Backfill Session
35:27 How Leaders Really View Stablecoins
37:51 Stripe, Shopify, AWS, Walmart Partnerships
39:46 The Skeuomorphic Phase Explained
45:11 Programmability and Tokenized Collateral
46:59 Stablecoins Go Mainstream
51:59 Founder Advice: Keep the Big Picture
54:43 Wrap-Up and Subscribe CTA
56:45 Hawk AI: Fighting Fraud and Financial Crime

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