Bankruptcy in Florida: Filing, Impact, and Choosing the Right Chapter
Автор: Artu How-to
Загружено: 2023-12-08
Просмотров: 23
Описание: When deciding which chapter to file for bankruptcy in Florida, it is important to consider your specific financial situation and goals. Here are the main factors to consider: — If you have a low income and are willing to liquidate some assets to pay off creditors, Chapter 7 bankruptcy may be the best option. — If you have a regular income and want to restructure your debt to pay it off in installments, Chapter 13 bankruptcy may be more suitable. — Chapter 7 bankruptcy allows for the discharge of most debts, while Chapter 13 requires repayment of some debts over a specified period of time. — Chapter 7 bankruptcy is subject to a means test to determine eligibility based on income. — Chapter 13 bankruptcy has specific eligibility requirements, including previous bankruptcy filings and credit counseling completion. — It is important to consider the impact of bankruptcy on your credit, as it will remain on your credit report for 10 years. — Student loans are generally not dischargeable in bankruptcy, but Chapter 13 may allow for reduced monthly payments. — Consulting with an attorney who specializes in bankruptcy law can help you navigate the process and make the best decision for your situation.
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