3 Small Money Habits That Make a Big Difference in Retirement

Описание: If you’re within a few years of retirement—or you’ve just retired—you’ve probably realized something important: retirement changes how money works in your life.

Income shifts, risk feels different, and financial decisions can have a lasting impact on the people you care about.

In this video, Matt D’Amico walks through three practical retirement money habits that can help you make smarter financial decisions during this next phase of life. These are not quick tricks or trendy strategies. They are foundational habits that can help turn your savings into a structured, sustainable retirement plan.

If you’re thinking about retirement income, portfolio risk, or legacy planning, this conversation is for you.

Timestamp Overview:
00:00 – Introduction
00:12 – How retirement changes the way money works
00:28 – Why retirement requires new financial habits
00:38 – Habit #1: Treating Retirement Income Like a Paycheck
00:54 – Coordinating Social Security, pensions, and investment withdrawals
01:15 – Planning for required minimum distributions (RMDs)
01:25 – Habit #2: Reassessing Risk in Retirement
01:37 – Growth vs. income-focused portfolios
01:47 – Aligning assets with short-term and long-term income needs
01:58 – How early downturns impact retirement withdrawals
02:02 – Habit #3: Planning Beyond Your Retirement Years
02:12 – Reviewing beneficiaries and account transfers
02:18 – Life insurance and long-term care considerations
02:23 – Why legacy planning matters for every family
02:30 – Turning retirement savings into a strategy
02:41 – How to schedule a conversation with Net Worth Advisors

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