VA Loans Explained: Requirements, Benefits & Broker Tips

Описание: VA home loan is one of the most powerful benefits available to veterans and service members. In this video, we break down how VA loans work, what the eligibility requirements are, common disqualifiers, and how to compare VA loan rates today.

In this episode of Digest by AD Mortgage, Serena Diaco sits down with Mike Pearson to discuss why VA loans are so unique, the new VA programs just launched at A&D, and how brokers can better serve veteran borrowers.

Wthether your clients are first-time homebuyers or individuals looking to refinance with a VA IRRRL, this guide will help you understand your options and take advantage of your VA loan benefits.

👉 Topics we cover in this episode:

What makes VA home loans so powerful for veterans
VA Standard and streamlined refi options from AD
Common misconceptions brokers face — and how to overcome them
How VA loans improve affordability in today’s market
The reality of closing VA loans: fast or complicated?
What successful brokers do differently with VA borrowers
Building lasting broker–lender relationships in the VA space
How brokers can create long-term value for veterans

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#mortgagerates #mortgagebroker #mortgage #realestate #housingmarket #valoan #valoans #veteran #veterans #va #admortgage

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00:00 Intro: Why VA Loans Matter for Veterans & Brokers
01:21 VA Loan Benefits: No Down Payment & Eligibility Explained
01:46 AD Mortgage VA Programs: Purchase, Cash-Out & Streamline Refi (IRRRL)
02:34 VA Loan Misconceptions: Paperwork, Appraisals & Closing Speed
03:49 VA Loan Rates 2025: Fees & Affordability
04:26 How to Close More VA Loans: Referrals, Closing Fast & Finding Opportunities
05:15 Personal Story: How VA Loans Changed a Homeownership Journey
05:51 Beyond the Loans: Supporting Veterans in Life & Community
06:31 Tech That Helps: Digital COE & Faster VA Loan Processing
07:33 Master VA Loans! Online Training for Mortgage Brokers & MLOs
08:14 Wrap-up & Final Thoughts