How Do RMDs Work? Required Minimum Distributions Explained
Автор: Steve Balch, CFP®
Загружено: 2025-09-29
Просмотров: 1340
Описание:
Here’s what no one tells you about your IRA when you turn 73.
The IRS requires withdrawals—called RMDs—whether you need the money or not. They start at age 73, begin at about 4–5% of your balance, and increase every year. Skip one, and the penalty can be up to 25%.
Smart planning with Roth conversions, charitable giving, and income strategies can lower the tax hit.
Questions:
When do I have to take money from my IRA or 401k?
How much do is my RMD?
When do required minimum distributions start?
Financial Advisor in Bergen County and North Jersey.
#retirementplanning #rmd #financialplanning #taxstrategies #wealthmanagement #financialeducation #financialliteracy #retirement #personalfinance #retirementsuccess
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