Buying Property in a PTY vs Personal Name (South Africa)
Автор: Olen - Bond Originator
Загружено: 2026-01-07
Просмотров: 108
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Buying a Home for Your Parents? Watch This First.
Buying a home for your "old lady" or family is a noble goal, but balancing that with your own property dreams can be tricky. In this consultation, I speak with a client who wants to buy a home for his mom now, but also wants to buy his own place soon. The big question: Should he use his personal name or his business?
We dive into the reality of being self-employed. Banks need to see that you are paying yourself a regular salary, not just taking cash when you need it. If you want to secure multiple bonds or buy in a PTY, you need to structure your income correctly to show consistency.
I encourage you to talk to your accountant about the tax benefits, but let me handle the bank approval strategy.
Let's get you pre-approved:
Email: [email protected]
WhatsApp: 066 036 9189
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