Why UPI Transactions Fail: Root Cause Analysis Using Fault Tree & Ishikawa Diagrams

Описание: Unified Payments Interface (UPI) has revolutionized digital transactions in India, offering seamless, real-time payments. But what happens when these transactions fail? In this in-depth technical analysis, we explore the root causes behind UPI transaction failures using two powerful diagnostic tools: the Cause & Effect (Ishikawa) Diagram and Fault Tree Analysis (FTA).

This video presents a structured approach to identifying, categorizing, and analyzing the multifaceted reasons behind UPI transaction breakdowns ranging from network latency and server downtime to user-side errors and third-party integration issues. By leveraging the Ishikawa diagram, we map out potential causes across categories like People, Process, Platform, and Policy. Then, using Fault Tree Analysis, we drill down into the logical pathways that lead to transaction failure, quantifying risk and identifying critical failure points.

Whether you're a fintech developer, systems engineer, QA analyst, or digital payments researcher, this video offers actionable insights into improving UPI reliability and resilience. It’s also a valuable resource for academic audiences exploring failure mode analysis in digital systems.

🔍 Watch till the end for a summary of mitigation strategies and recommendations to enhance transaction success rates in real-world UPI ecosystems.

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