IRMAA Two-Year Lookback: $1 Over Costs $1,148 in Premiums 🇺🇸

Описание: I'm Mark, and in this video I'll walk you through the IRMAA two-year lookback that taxes an old income.

Medicare's IRMAA two-year lookback rule charges you higher premiums in 2026 based on income you earned and spent in 2024 — and a single dollar over the threshold can cost you $1,148 extra. You'll learn how to check your IRMAA exposure, appeal outdated income figures, and time future income to avoid the cliff.

0:00 Intro: The $1,148 Hidden Surcharge
1:25 How the Two-Year Lookback Works
3:21 The IRMAA Income Brackets & Thresholds
3:46 Why One Dollar Triggers the Cliff
4:05 Who's Exposed (Medicare Part B & D)
5:53 Three Moves to Protect Yourself
9:15 Appeal, Income Timing & Next Steps

#PersonalFinance #TheFinePrint #IRMAALookback #MedicarePremiums #RetirementIncome #TaxesUSA #IRS #401k #HealthInsurance #MoneyTips #FinancialEducation

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This video is for educational purposes only and is not financial, tax, investment, or legal advice. Everyone's situation is different — consult a qualified CPA, enrolled agent, or licensed financial advisor before acting on anything discussed. The Fine Print US is not a registered investment adviser or tax preparer.