Retire Before 60: How a LIRP Fits Your Plan

Описание: Retiring before 60 starts with a clear plan.
In this video I explain what a LIRP is and how it can fit alongside your qualified and non qualified accounts. A Life Insurance Retirement Plan can be funded based on your income, use index strategies for growth, and, when designed correctly, give you tax free access later in life. We cover why saving in a bank is not enough, how a LIRP compares with what you already have, and the key questions to ask about timing, taxes, and penalties so you can make a smart choice.

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Chapters
00:00 Intro. Retire before 60
00:12 Qualified vs non qualified accounts
00:35 Why bank saving is not enough
00:50 What a LIRP is
01:10 Funding a LIRP and scaling over time
01:28 Index strategy and tax free access
01:48 Use cases and ages 50 to 55
02:02 How I used my policy
02:18 Key questions. Timing, taxes, access, penalties
02:40 Talk to your CPA and advisor
02:53 Take control or risk working past 60
03:05 Next steps and how to connect

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Marco Esquivel
CA DRE#02048864 | CA CDI#4234197

Disclaimer: This video is for educational purposes only. Marco Esquivel is a licensed CA Realtor (DRE#02048864) and Financial Services Professional (CDI#4234197). Please consult a licensed advisor before making any financial or real estate decisions.