Flexible Richmond Mortgage Solution - No 2% Stress Test via an A Lender(High Net)-Rate of 2.39%

Описание: The video focuses on terms and benefits available on a mortgage via an A Lender that does not use the Stress Test for applicants with a down payment of at least 25% and a maximum amortization of 25 years. The no Stress-Test rate is 2.39% and can be used for qualification only if the applicants meet the High Net Worth Test(20% of the mortgage amount in liquid securities). Alternatively, applicants qualify at the contract rate of 2.39%-2.49% plus a 0.75% premium(3.14%-3.24% mini stress test compared to Government's 5.25%) with a 20%-25% down payment and a 25 or 30-year amortization. The Lender allows a Mortgage of 80% of the first $1,250,000 and 50% of the Balance up to 4 Million. High Net Worth applicants are allowed a Mortgage of 75% of 3 Million. Residential Rates follow: https://bit.ly/3c9Inty - Commercial Rates follow: https://bit.ly/2SHhGpb
Best A Lending Rate: 1.99% 5-Year Fixed - Purchase - Under 20% Equity - Insured - Under 1 Million
Best A Lending Rate: 2.39% 5-Year F - Refi - 20% Equity Minimum - Uninsured - No 2% Stress Test
Best A Lending Rate: 2.39% 5-Yr F - 20% Equity - No 2% Stress Test - Over 1 Million Purchase/Refi
Best A Lending Rate: 2.84% 5-Yr F - Equity 50% - No Income Qualification Purchase/Refi
Best A Lending Rate: 3.09% 5-Yr F - Equity 65% - No Income Qualification Purchase/Refi
Best B Lending Rate: 2.79% 1-Year Fixed
Best B Lending Rate: 3.39% 5-Year Fixed
Best Private Lending Rate: 3.95% 1-Year Fixed
Best Private Lending Rate: 5.95% 3-Year Fixed