How No Medical Life Insurance Works: Who Needs It & How Much It Costs

Описание: A No-medical life insurance policy (or simplified issue life insurance) only requires passing a short, standardized medical questionnaire to get insurance coverage.

If you meet the criteria after answering the medical questions, you instantly qualify for life insurance without the need for medical underwriting. Pricing is higher than medically underwritten policies: the insurance provider takes on more risk offering you a policy without the underwriting review or asking more stringent questions about your health.

In this video, we answer all your questions about no medical life insurance with our expert Diarmuid Shiels. Reach out if you have any specific questions or read more below!

15 Frequently Asked Questions about non-medical life insurance
https://www.policyadvisor.com/life-in...

What is underwriting?
https://www.policyadvisor.com/life-in...

Can I get life insurance with pre-existing health conditions?
https://www.policyadvisor.com/life-in...

What can I do if my life insurance application is declined?
https://www.policyadvisor.com/life-in...

Speak with an advisor: https://www.policyadvisor.com/app/sch...

0:00 Intro
0:45 Why Insurance Companies Ask About Your Medical History
2:09 Getting Life Insurance Without A Medical Exam
2:57 How Much No Medical Life Insurance Costs
3:41 Why People Choose No Medical Life Insurance
5:24 Can Anybody Get No Medical Life Insurance
6:36 Speak With An Advisor