The Only Debt Payoff Plan You Need for 2025

Описание: In this video, I walk you through the steps I used to pay off debt and take control of my finances. I break down how to organize your debt, choose the best payoff strategy, and stay motivated along the way. Whether you're dealing with credit cards, student loans, or other debt, these steps can help you get out faster and build real financial freedom. Join me and start your debt-free journey today!

⏲️Time Codes:
0:00 Intro
1:25 Understanding Your Debt
2:05 Create Budget
3:01 Avalanche or Snowball?
4:10 Make Extra Payments
5:46 Debt Consolidation & Refinancing
6:46 Talk to Your Lenders
7:18 Avoid Falling Back Into Debt

🔗 Links:
Debt Spreadsheet:
https://happygiraffe.org/Debt-Spreads...
💳 0% Balance Transfer Cards:
https://money.usnews.com/credit-cards...
🛍️ Talk Higgins Merch:
https://talk-higgins-merch.company.site/
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📌Disclaimer:
I am not a CPA, attorney, lender, or financial advisor. The content in these videos should not be construed as tax, legal, or financial advice...etc, and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a YouTube video for entertainment purposes ONLY. IF stocks or companies are mentioned, Terrell may have an ownership interest in them – Please do not make buying or selling decisions based on Terrell’s videos. If you need advice, please contact a qualified professional.