Will Your Money Last Through Retirement?

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How much money will you need to have saved by the time you retire? It's probably more than you think, and many factors impact whether your retirement savings will last as long as you do. Find out from Joe and Big Al how your lifestyle and spending, your longevity and health care, inflation and taxes, and where you retire all impact the kind of life you'll live in retirement. They'll teach you financial moves that can help you become a millionaire, and income strategies so you don't run out of money.

Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation.

00:00 - Introduction
00:39 - Is a Million Enough to Retire Comfortably?
01:37 - Key Factors, Income Strategies, Become a Millionaire
01:55 - Lifestyle and Spending
02:19 - Longevity and Healthcare Costs
03:23 - Inflation
04:05 - Taxes
04:57 - Geography and Cost of Living
05:49 - Calculate your Financial Blueprint
07:08 - True/False: Over half of retirees rely on Social Security for at least 50% of their income
08:58 - Income Strategies: Investing and Annuities
09:22 - Annuities Pros and Cons
11:28 - Investing Pros and Cons
12:44 - How Long Will a Million Dollars Last?
13:18 - Calculate your Financial Blueprint
14:18 - True/False: The 4% rule is a rule of thumb for how much you can withdraw from retirement saving and not run out of money
15:25 - What's Your Retirement Number?
17:25 - How to Become a Millionaire
18:28 - How to Invest a Million Dollars
19:00 - How to Make a Million Dollars Last
19:39 - Calculate your Financial Blueprint

IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.

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