The Secret Trick to Reduce Home Loan Interest | ₹50 Lakh Loan Case Study
Загружено: 2026-02-06
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Buying a dream home is a lifetime goal for many, but the burden of home loan interest can last for 25–30 years. Did you know that on a ₹50 Lakh loan, you often end up paying more in interest than the actual principal amount?
In this video, we break down a simple yet powerful financial hack that can save you nearly ₹18.31 Lakhs in interest and help you become debt-free 5.5 years earlier!
What you will learn in this video:
The Reality of Home Loans: Why early EMIs mostly go toward interest rather than the principal.
The 13th EMI Trick: How paying just one extra EMI every year from the second year onwards changes your loan math.
Live Calculation: A step-by-step breakdown of a ₹50 Lakh loan at an 8.5% interest rate.
The "Principal" Secret: Why you must inform your bank to adjust the extra payment against the principal tenure.
#HomeLoan #HomeLoanRepay #HomeLoanTips #etvdigital
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