Why Good Credit Matters – Start Early, Build Smart!

Описание: Check out all our books on amazon https://tinyurl.com/r8xy3ve or via our website
https://parentsfin.wixsite.com/websit...
SUBSCRIBE NOW:    / @financialliteracy-t8c  

Good credit isn’t just for grown-ups—it starts in your teen years! Begin with the basics: budgeting, saving, and understanding how credit works. Habits developed early can shape a financially sound future.
A credit card charge is a loan from a credit card company. Paying it back on time proves you’re reliable, and this helps build a strong credit history. Over time, this impacts your ability to get larger loans and determines how much you’ll pay in interest.
But credit isn’t just about loans:
✅ It affects job applications
✅ It influences rental approvals
✅ It can change your car or home insurance rates

📚 Want to learn more?
Our books — Raising Financially Independent Children and Financially Independent Teens — are full of practical tips, relatable stories, and examples of how to build strong financial habits from a young age.
Teach your kids about:
• Delayed gratification
• Using an allowance as a tool
• Creating and following a budget
• The value of good credit and responsible spending
👉 Check out our books on Amazon:
https://tinyurl.com/r8xy3ve
Or visit our website:
https://parentsfin.wixsite.com/websit...
🎥 Watch our video on credit and financial literacy:    / @financialliteracy-t8c  
📱 And join us on Instagram, Facebook, or YouTube for weekly content on raising financially smart kids.