Discussing Gold Loan Business with Umesh Mohanan, ED & CEO – Indel Money | GoldenPi Webinar

Описание: Join us for an in-depth conversation between Mr. Umesh Mohanan (ED & CEO, Indel Money), Mr. Pranav Inamdar (Director, TRUST Group & TRUST Securities Services), and Mr. Abhijit Roy (CEO & Co-Founder, GoldenPi) as they walk through Indel Money’s financial performance, risk management, funding strategy and the structure of their latest public NCD issuance. This session is aimed at educating investors and market participants about the business, capital structure and investor considerations.

👉 Highlights of the video:
Financial performance: AUM growth, NIM trends and profit drivers.
Asset quality: GNPA improvement, LTV discipline and auction/collection playbook.
Liquidity & funding: secured vs unsecured mix, ALM, lender concentrations and buffers.
Capital & profitability: CRAR, promoter infusions and 12–24 month capital plan.
Product & distribution economics: branch productivity, scheme pricing, digital vs doorstep journeys.
Governance & ESG priorities across a pan-India branch network.
NCD issuance: structure, tenors, yields, security cover, rating and use of proceeds.
Competitive / macro view: pricing discipline in a changing gold-loan market and stress scenarios.

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