TILA vs RESPA vs TRID Explained | Must-Know Federal Laws for the Real Estate Exam

Описание: TILA.
RESPA.
TRID.

If these federal laws blur together for you, you’re not alone. And yes, they are heavily tested on the real estate exam.

In this video, KJ clearly breaks down:
• What TILA (Truth in Lending Act) regulates
• What RESPA (Real Estate Settlement Procedures Act) covers
• How TRID changed the disclosure process
• The difference between the Loan Estimate and the Closing Disclosure
• Why these laws were combined under TRID
• What the exam is really testing when it brings these up

Many students memorize the acronyms but don’t understand how they connect. This lesson helps you understand the structure behind the laws so you can confidently answer scenario-based questions.

If you’ve ever asked:
“What is the difference between TILA and RESPA?”
“Why did TRID replace the old forms?”
“When is the Closing Disclosure required?”
“Which law regulates kickbacks?”
This video answers it clearly.

These are federal consumer protection laws, and the real estate exam expects you to know both their purpose and their function.

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