Wells Fargo Q4 Earnings: Why Did the Stock Drop After a Beat? 📉

Описание: Wells Fargo just reported Q4 earnings, and on paper, they crushed it. They delivered a strong earnings beat ($1.76 EPS vs. $1.66 expected) and announced a massive $5 billion stock buyback. So, why did the stock immediately drop?

In this deep dive, we unpack the "two different stories" currently playing out for Wells Fargo. We analyze the massive success of CEO Charlie Scharf’s multi-year turnaround and the removal of the Federal Reserve’s asset cap. But we also look at the red flags scaring Wall Street: squeezed Net Interest Margins (NIM), weak revenue guidance, and a looming political "Black Swan" event that could shake the entire banking industry.

Is WFC a value play with the shackles finally off, or is the growth story hitting a wall? Let's get into the numbers.

In this video, we cover:

The disconnect between the earnings beat and the stock price reaction.

The "Discipline Dividend": How efficiency ratios and cost-cutting fueled profits.

Why the "Asset Cap" removal is a game-changer for 2026.

The Net Interest Margin (NIM) squeeze explained.

The 10% Credit Card Interest Cap proposal: A potential disaster for banks?

The Investor’s Dilemma: The Bull Case vs. The Bear Case.

⏱️ Timestamps 00:00 - The Paradox: Earnings Beat, Stock Drop 00:57 - The Turnaround Shines: A View from the Inside 01:30 - The $5 Billion Buyback Signal 01:52 - Efficiency & The "Discipline Dividend" 02:30 - Cracks in the Growth Story (The Market’s View) 03:09 - Explained: The Net Interest Margin (NIM) Squeeze 04:05 - Unleashed: Life After the Asset Cap 04:58 - A Political Black Swan? (10% Rate Cap Proposal) 06:08 - The Investor's Dilemma: Bull vs. Bear 06:46 - Conclusion: Is Internal Discipline Enough?

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